It's Christmas season again and retailers are really pushing gift cards and gift certificates this year. "Sales of the cards will grow more than six times faster than total holiday sales, to a record $24.8 billion," the National Retail Federation says. But before you buy gift cards for everyone on your list you need to be aware of the risks.
Roger McClannen bought a $40.00 Simon Mall gift card for his mother a few years ago. "I thought it was a good idea because it was issued by Visa and could be used anywhere that Visa cards are accepted," said McClannen. Two years later his mother had to go to a nursing home. "I found the card in with Mom's other cards. I intended to take her shopping to use the card but never got around to it. When I finally called to check the View the rest of this article
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