Home Equity Line Of Credit vs. Credit Cards–Which Works Best?

We all enjoy spending money but we do not necessarily always have money to spend. Most people are living paycheck to paycheck and do not always have enough money to get them from point A to point B. This is when we tend to either borrow from friends or apply for a credit card to try and better our financial situation. Financial intelligence is key when it comes to managing your finances. A lot of us lack discipline where our finances is concerned. Most of us use credit cards to avoid carrying large sums of cash, in case of emergencies, putting down payments on a new/used car etc. Your monthly payments depend on the amount you spend. Having a credit card can be very helpful. What happens when you want to make a payment online or over the phone? Can’t use cash. A cre View the rest of this article