Checking with vendors' offerings and with the very knowledgeable salespeople at my work, I could find no particular "name" for a necklace like you described. Various styles of necklaces do incorporate a clasp as part of the decorative lower part but these are not what you are looking for. These are the "lariat" styles in which one end of the chain is longer than the other, fitting through the shorter end.
My suggestion for a front mounted clasp and pendant:
Any competent jeweler should be able to modify a chain to do like you want. The catch to the clasp situation is having an attractive clasp arrangement so all works together to look nice on the neck. If looks are not important, then any sturdy clasp will work, such as a 'lobster claw' or a sturdy 'spring View the rest of this article
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