Monday, December 31, 2007

Credit Cards For People With Bad Credit ? How To Avoid Getting Ripped Off

If you've had credit problems, then you've probably received offers for credit cards aimed at people with bad credit. These offers range from legitimate, to questionable, to outright scams. How can you tell the difference? The answer is to read the fine print, usually to be found in a document called "Terms and Conditions." To show you the difference between "the good, the bad, and the ugly" in the low-end credit card market, let's take a look at the fine print associated with such offers.
We'll start with one of the more popular low-limit "starter" cards available today. These are actual terms published by a major company at the time this article was written. The card comes with a Visa logo on it and looks like a regular credit card, so you can use it as an extr View the rest of this article


Paid Directory Submission Checklist.

Every online business needs traffic, which comes with increased visibility on the web. One great way to get noticed is to get listed in the major directories. Links from good directories increases your site's visibility many fold.



There are thousands of web directories on the net and selecting the good ones to submit your site can be a time consuming task. Also there are free directories and paid directories. You need to submit to both types of directories.



The following checklist is for paid directory submission only. This checklist will help you choose the best and worthwhile paid directories on the net.



Submission Check List:



1. Check out if the directory is indexed in major searc View the rest of this article


Sunday, December 30, 2007

How To Get Out Of Credit Card Debt Much Faster & Save Lots Of Money ? Without Filing For Bankruptcy!

The most important lesson I learned about getting out of debt is that you'll NEVER get out of debt playing by the rules of your creditors. No matter what they say, they really don't want you to get out of debt.
After all, the longer it takes you to pay off your debt, the more money they'll make.
So trust me, you?ll NEVER get out of debt by just making minimum payments. Or by paying ridiculously high interest rates...or by paying late fees, overlimit fees, or any other fees charged by your creditors.
How You Can Get Out Of Debt Faster, Too
So, how do you pay off your credit card bills...especially when money is REAL tight?
Work out an agreement with your creditors to pay off your credit card bills at a reduced amount. You'll be able to pay o View the rest of this article


How To Get Rid Of Tension In Your Golf Swing

I think we have all been there. You are staring down a long par 4 from the tee box. The fairway is lined with trees on both sides. The landing area is ?tight? and hitting 3 wood or iron is not an option, the hole is too long.
You pull out driver and tee up the ball, knowing to win the skin with your buddy you have to land this tee shot in the fairway. You take a few practice swings, address the ball, look down the fairway (it looks a little tighter than before), begin your backswing, and bang!
Your body tightens up. You hold onto the club and hook it into the tress. You think to yourself that bogey will now be a good score. You are upset at yourself and watch as your playing partner swings a smooth driver that lands the ball on the left side of the fairway. < View the rest of this article


The Many Benefits Of Affiliate Marketing

There are so many benefits to affiliate marketing and creating a strong affiliate program. Doing this means you pay for results, rather than advertising that may or may not target your market. When you include an affiliate marketing program as part of your advertising plan you are sure to receive directed advertising that works, and if it does not work then you don?t pay for it. That is what affiliate advertising is all about, paying for effective advertising. The great thing also is that you decide what type of advertising is effective and reaches your market and what does not. You can choose between an email lead, actual sale, a new subscriber to your newsletter, or even a download of a particular product. All of these are measurable ways to determine how your affi View the rest of this article


The Seven Secret Skills Of SEO Work

There is a lot of talk on the web regarding Search Engine Optimization (SEO) and how, if you just do this one thing, you will be at the top of Google. If only it were that easy! In fact, I believe there are seven distinct skills that a search engine optimiser needs to possess. Most people possess one or maybe two of these skills, very rarely do people posses all seven. In truth, to get to all seven, people who are good at two of these need to actively develop the other skills. This takes time and effort and, if you are running your own business, do you really have the time to do this?
The seven skills that I believe are necessary for SEO work are:
Web Design – producing a visually attractive page
HTML coding - developing Search Engine friendly coding that View the rest of this article


Online Car Loans - Getting A Good Quote Online

Online car loans enable you to get a good quote and ultimately the best deal. With dealerships and local banks, you are at the mercy of their rates. But with the internet, you can find the lowest rate in the country. These tips will help you find the best car loan quotes.
Prepare Your Credit History
Car loans are usually the second largest loan you will take out, so your credit history will greatly impact your rates and loan costs. A good credit history will help you sail through the process, but you can improve your rating by paying down credit cards and planning on a down payment of 20% or more.
However, if you have bad credit, you can still find a low rate. You will need to use a sub prime lender, which car loan brokers can help you find. You ca View the rest of this article