So, You Wanna Buy Pre-Foreclosures?

So you wanna buy pre-foreclosures? or at the courthouse steps? So many people ask us about this. Here's our '30 second seminar' on it. If you're going to buy PRE-foreclosures--after the seller is behind on her payments, but before the lender's auction date-then there are some pros and cons to consider.





Pros: 1) you've got a good possibility of buying the house subject-to the loan from a very motivated seller who just wants out. 2) you don't need to do any marketing, just read the foreclosure notices (more on this later), pull some comps and do drive-bys. 3) There are several *thousand* foreclosures published each month, in the greater Atlanta area-plenty to choose from.





Cons: 1) You've only got about 3 weeks (to beat the cour View the rest of this article


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Mortgage Research Good News For House Buyers

Figures from the Council of Mortgage Lenders show that in July gross lending in totalled £25.2 billion, with fixed rate deal mortgages are at their most popular for nearly six years.
Nonetheless, "July's growth in lending to individuals slowed from the recent trend," said British Bankers Association (BBA) spokesman David Dooks, “this could have reflected consumers waiting for the widely anticipated cut in interest rates."
Miles Shipside, Commercial Director of Rightmove ( http://www.rightmove.co.uk/ ), comments, “The belated but welcome drop in interest rates will be a real boost for sentiment in the market and a springboard for a better 2006.”
However, more than half of all mortgage lenders have failed to pass on View the rest of this article

Getting The Best Auto Loan Rates

Getting a good auto loan rate is not luck, but rather a skill that you must learn. There are good auto loan rates available if you know the tricks of the trade and how to negotiate to get the best deal for you. Remember, you should not be afraid or nervous when trying to negotiate your auto loan because you will be saving yourself money. That should give you the courage to try and get the best auto loan rate available. Follow these suggestions as well to guide you in buying a new care and negotiating your auto loan interest rate.
Auto Loan Tip #1 Buy at the End of the Month
Frequently car dealerships have contests and the winner of the contest gets a good prize, whether it is monetary or physical. Generally, theses contests are a month long, so by the end of View the rest of this article

The Marketing Secret Every Child Knows

Little Kids Ask Until They Get What They Want
Mom, Mom, Mom, Mom, can I have an ice cream? Can I, Can I, Can I, Can I? Please, Please, Please, Please. I'll be good for a whole year. I promise. Just give me a dollar. I won't ask again for a long time. Pleaseeeeee!
Regular, repeated mailings are the way to create big predictable results. When you mail every 30 days for a year you will cause a dramatic growth in your business.
People respond to repetition. If you are a parent you know how hard it is to refuse repeated requests for an ice cream or a desperately wanted toy.
If you are not a parent, I'm sure you remember asking, even begging for a toy, a treat or permission to stay up past your bedtime, until your parents finally gave in. Your customers and View the rest of this article

Tips To Make Your First Cruise An Unforgettable Experience

For some a cruise is a trip of a lifetime. No matter your port of call you are in for an amazing experience. This article is to help you get more enjoyment from your cruise by making sure that you have taken care of some do's and don'ts before your cruise starts.
Getting Started
As with any trip you take you'll want to make sure that your home is secured. Leave your lights on a timer that will go on and off at a pre-determined time, or better yet have someone visit your home to check things on a daily basis and they can change the lights that are left on. Make sure that if you don't have someone to collect your mail and your newspapers on a daily basis that you contact your post office and have it held. Mail and newspapers accumulating is a sure sign that you View the rest of this article

Used Car Loans - 3 Tips For Financing Your Used Vehicle Online

Financing the purchase of a used vehicle can be done through the convenience of online car loan lenders. Through their websites you can request quotes, compare terms, and even apply online. Online car loan lenders save you time and money by making financing shopping easy. The following three tips will ensure that you find the best financing for your vehicle purchase.
1. Request Quotes
It is easy to compare rates online, but you really need to request quotes to do real comparison. You should compare car loans much like a mortgage. A difference as little as $17.00 a month can save you over $1000 on a 60 month loan. Some lenders charge fees, so watch for those. Sometimes small fees up front will save you money through lower interest payments over the cour View the rest of this article

How To Pack For Your Cruise Vacation

What to take. The best thing to do is make a list. Talk to your friends who've been on a cruise and get their ideas. Keep this list nearby you so that you can update it when you think of something else. Then, make sure you have this list when you actually pack. You're bound to forget something small, but don't sweat it, you'll be able to pick most things up along the way.
Don't forget to take your passport, driver's license, and medical insurance card. Depending on your cruise destination you may require a visa. Check with your cruise line. Don't forget credit cards, some cash and travelers checks. Travelers checks are very convenient and accepted almost anywhere. They're easily replaced if lost or stolen. Make sure you take contact numbers with you in case your View the rest of this article